Benifits

Under ESI Scheme, the comprehensive and need based package of Social Security Benefits in Cash and kind include the following:

1. Medical

Insured persons and their dependants are entitled to full medical care from day one of taking up employment in any factory or establishment covered under the ESI Act 1948. The comprehensive package includes primary medical care through DISPENSERIES,specialist and diagnostic services,in-patient care with provision for all super specialist facilities. For more details...

2. Sickness

Sickness Benefit is paid in cash to the insured persons to compensate their loss of wages in the event of sickness certified by an authorized medical officer. It is admissible for 91 days in an year and the cash benefit is equal to 50% of the wages.For more details...

3. Maternity

Maternity Benefit is admissible to insured women in the event of confinement or miscarriage etc. for 12 weeks and the rate of about 100 percent of the wages. For more details...

4. Disablement

Temporary Disablement benefit is paid in cash till the incapacity due to employment injury lasts at the rate of 70% of the wages. In case of permanent physical disablement due to employment injury or occupational disease, disablement benefit is paid for life at a rate proportionate to loss of earning capacity as determined by the medical board.For more details...

Dependants benefit is paid as family pension to the dependants of a deceased insured person in the event of death due to employment injury or occupational disease and is equivalent to about 70% of the wages.For more details...

6. Other Benefits

  • Funeral Expenses
  • Rehabilitation Allowance
  • Free Supply Of Physical Aids
  • Old age medical care
  • Rajiv Ghandhi Shramik Kalyan Yojana
  • Medical Bonus for Confinement
  • Enhanced Sickness Benefit
  • Extended Sickness Benefit

Medical Benefit to retired insured person and his/her spouse

For more details...